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General (Extras) Cover

3 levels of General (Extras) cover is offered. Comprehensive – an extensive range of general treatments, Mid Range – a selected range of general treatments, or, Basic – a basic range of general treatments. Either of these can be selected alone or combined with hospital cover.


Federal Government Rebate

The Federal Government Rebate provides a rebate of 30% on Private Health Insurance premiums. Higher rebates apply for members aged 65 years and over. (Please see disclaimer 4 below.) To qualify for the rebate, you must be eligible for Medicare benefits. There are 3 ways to claim the rebate – 1. Premium reduction, 2. Tax Rebate, 3. Cash payment from Medicare. If you choose to claim the rebate as a Tax Rebate or cash payment from Medicare, select the button ‘None’.


Payment Method

By selecting ‘Cash/Cheque/Bpay’ you would receive an account and you may select your preferred method of payment. When direct debit is selected, you will receive a 2.5% discount for automated debits from your bank, building society, credit union or credit card account. Please note: credit card payments incur a surcharge of 1% from 1 July 2010.


Payment Frequency

Fortnightly payment frequency is not available if you elect to direct debit from a Credit Card account

Calculator Disclaimers
  1. The premiums displayed by this calculator are subject to your individual circumstances and should be considered as an indicative guide only.
  2. Hospital Cover premiums are calculated on BASE RATES and do not include any applicable Lifetime Health Cover loading. Should you consider a Lifetime Health Cover loading may be applicable to you, please contact our Customer Contact Centre on 1300 360 701 to obtain your actual premium.
  3. Direct Debit - you can save 2.5% on your premium when paying by direct debit from either your bank or credit card account. Fortnightly payment frequency is not available when you elect direct debit from a credit card account. Please note: credit card payments incur a surcharge of 1% from 1 July 2010.
  4. Federal Government Rebate - should any persons on this cover be 65 years or over, you may be eligible for a higher level of Federal Government Rebate. Please contact our Customer Contact Centre on 1300 360 701 to obtain your actual premium.
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